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Value is more important than ever. That's why term life insurance is so popular. It offers families a way to get the coverage they need at a price they can afford.
Option To Increase Life Coverage
With the automatic increasing benefit rider, you have the option for your policy's death benefit to increase for 5-10 years with no new medical required.
Insurance for a specific amount of time
It is typically used for 10-35 years, but can be renewed up to age 95 with no new medical questions asked.
Tax Benefits
Life insurance death benefits are always tax free.
Terminal Illness Payout
Receive part of your death benefit early, should you be diagnosed with a terminal illness.
Value is more important than ever. That's why term life insurance is so popular. It offers families a way to get the coverage they need at a price they can afford.
Option To Increase Life Coverage
With the automatic increasing benefit rider, you have the option for your policy's death benefit to increase for 5-10 years with no new medical required.
Insurance for a specific amount of time
It is typically used for 10-35 years, but can be renewed up to age 95 with no new medical questions asked.
Tax Benefits
Life insurance death benefits are always tax free.
Terminal Illness Payout
Receive part of your death benefit early, should you be diagnosed with a terminal illness.
Ask yourself, what would my family's life be like if my income were no longer around. Obviously, life insurance will never take away the emotional loss that your family will feel, but it will help them to be able to continue life with the standards of living that your income was able to give them.
Life insurance will be there when they need it to pay for funeral expenses, pay the mortgage, pay off debts, pay for college and all the other bills life throws their way. Life Insurance gives everyone peace of mind when you know you and your family are covered.
Our Customer Reviews
Excellent Service
"I'm very happy with my new life insurance policy. I saved money and it was a very simple process."
Ron Schmitt
Better Policy
"I took my policy out 6 years ago when I found out that my old policy was not what my agent told me it was. I am now saving money and have a much higher death benefit. My new policy is very straight forward and easy to understand. "
Jackie Newberry
Excellent Service
"My wife and I were able to get a policy for 30 years, a death benefit of $250,000 each for only $88 a month! We are very happy, Thank you again for a great experience ."
Term insurance is the simplest and purest form of life insurance. It provides financial protection to your family at the most affordable rates. You can get a large amount of life coverage, (i.e. death benefit), at a relatively low premium rate. The benefit amount is paid out to the beneficiary upon the death of the person insured.
What is a term plan?
Term insurance is used for a specific amount of time, usually 10-35 years, but is able to renew up to age 95 with no new medical questions asked.
When should I buy a term plan?
Life insurance should be purchased when someone else is dependent upon your income. The younger you are, the better it is to lock in a great rate. But term insurance will always be the least expensive at any age.
How much life cover do I need?
Life insurance experts recommend having 7-10 times your annual income but we always customize an amount that is right for you, your family and your budget.
Is all term insurance the same?
No, all term insurance is not the same. There are many different kinds of term insurance. Therefore, it is very important for you to understand what you are purchasing. That's why we pride ourselves on making it easy to understand. The information that is listed on this site is based upon our term insurance only.